When it comes to the holidays, our wallets can get drained and it is important we have a savings plan and a spending plan. Everyone pays for the holiday season in different ways. Some put everything on their credit card(s) and end up paying them throughout the following year, others may set up a Christmas […]
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Credit Karma
Happy Friday everyone! Today I want to tell you about this great tool anyone can use for free to track their credit score. Normally, I wouldn’t recommend something like this because there is usually a catch or a cost to the consumer. With Credit Karma, everything is free to the consumer; the website is sponsored […]
The Truth about Foreclosure “Rescue” Services
Ok folks…it is time someone stepped up to the soap box and told the truth about foreclosure “rescue” services. Sure, they promise to save your home from foreclosure or help you get a mortgage modification at a 2% interest rate with a hefty amount of principal reduction. They are going to save your home; all […]
Mortgage Workout Assistance
MORTGAGE WORKOUT ASSISTANCE Download Mortgage Workout Forms If you or someone you know is past due on their existing mortgage, a certified professional counselor can help you determine what options might be available. CCCS has been helping individuals and families work through financial crisis since 1969. At the top of this page there is a […]
Housing Counseling
Housing Counseling provides a variety of professional financial counseling services related to homeownership. FORECLOSURE PREVENTION COUNSELING Mortgage lenders/servicers refer delinquent borrowers to HUD certified housing counseling agencies for technical assistance. Homeowners in financial crisis can benefit from a professional financial evaluation. Our trained staff will evaluate options and aid in developing a plan to […]