When bills pile up, emergencies strike, or the paycheck runs out before the month does, it’s natural to feel desperate for a fast solution. We’ve all been there—facing an unexpected car repair, a medical bill, or a shut-off notice with no clear way to cover it. In those moments, people are often just looking for […]
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Check out our expanding library of resources for convenient, accessible ways to learn about personal finance topics such as budgeting, credit usage, and debt management.
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Bankruptcy Pre-Filing Counseling and Pre-discharge Education
The following guidelines will be used in determining whether a fee waiver or reduction is warranted. These amounts are based on the 2013 U S Census Poverty Thresholds. New EOUST Guidelines state that families with income less than 150% of the Poverty Guidelines for the Contiguous 48 States are presumed to be entitled to a […]
10 Benefits of Living Debt-Free
Written by Beth Mincks, NFCC Certified Financial Professional Peace of mind Financial security Improved marital relationship Better health and lifestyle More free time Emergency fund lasts longer Strengthened self confidence Extra money to put towards savings More money available to invest. More time with kids and family. Living a debt-free life means different things to […]
Poll Respondents More Embarrassed to Admit Credit Card Balance and Credit Score than Age or Weight
Springfield, Mo. – According to the National Foundation for Credit Counseling™ (NFCC) recent online poll, when asked what they would be most embarrassed to admit, the highest number of respondents, 37 percent, indicated it was their credit card debt. People were given five categories from which to choose. In addition to credit card debt, the […]
Tax Refund. Now you see it, now you don’t.
Beth Mincks, NFCC Certified Financial Professional Money has a great way of disappearing and slipping through our fingers, so let’s really take a hard look at how that money could be spent or saved. Do you want to help with your children’s college costs? A tax refund would be a great way to kick start […]