1. Send your payment to CCCS every 30 days. For your convenience, we provide monthy statementsto remind you of your payments and a courtesy reply envelope to mail your payment.
2. Payments to CCCS must be made by money order or cashier’s check. To ensure proper credit, it is very important to include your CCCS client number on your money order or cashier’s check.
3. Our electronic payment option can save you time, money, and hassle. We can deduct your payment directly from your checking account. You do not have to purchase a money order or worry about forgetting your payment.
4. Open statements from your creditors. Look at your statements. Note that the last payment is posted; check the amount to make sure that it is correct; check for fees. You must make sure that the creditors are processing your account as a CCCS account.
5. Send your most recent creditor statement to CCCS every 3rd month. To help us maintain your records.
6. CCCS staff may occasionally attempt to contact you. Please return any call from CCCS at your earliest possible convenience. Please keep us updated when your address and phone number changes.
How we send your payment.
CCCS distributes payments to all creditors on a weekly basis. Your payment is due on the date specified by you on your Payment Due Date Option Form. Any payments made after your scheduled due date will be sent to your creditors on our next disbursment date, but may be considered late by the creditors. Partial payments are only sent out the final full week of each month. Top
Important Q & A About Direct Deposit.
Q. What is Electronic Payment?
A. Electronic Payment is automatic bill payment. Your payment is deducted automatically from your checking or saving account. You can avoid the hassle of purchasing and mailing money orders!
Q. What is the advantage of Electronic Payment?
A. It saves time! It saves work! It simplifies your life! Paying bills is a time-consuming chore. Electronic Payment takes it off your hands.
Q. How can you transfer money from my account?
A. Only with your authorization.
Q. When is the Electronic Payment transferred from my account?
A. On its due date. You never have to worry about forgetting a payment or mailing it on time?.
Q. If I do not write checks, how do I keep my checkbook balance straight?
A. Since your payment is made at a pre-established time, you simply record it in your check register on the appropriate date.
Q. Without a canceled check, how can I prove I made my payment?
A. Your bank statement gives you an itemized list of electronic payments. It is your proof of payment.
Q. Is Electronic Payment risky?
A. Electronic Payment is less risky than check payment. It cannot be lost, stolen, or destroyed in the mail. It has an extremely high rate of accuracy.
Q. What if I change bank accounts?
A. Notify us and we will give you a new authorization form to complete.
Q. How much does Electronic Payment cost?
A. There is no additional fee other than the monthly DMP processing fee already included in your Debt Management Program. Plus, you save the cost of stamps, money orders, and envelopes.
Q. What if I don’t like it?
A. You can cancel your authorization for Electronic Payment by notifying us in writing at any time.
Q. How do I sign up for Electronic Payment?
A. Complete and sign the authorization form below and return it to us along with a voided check or savings deposit slip.
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